Certified Mortgage Application translation
Certified English translations of the foreign documents a mortgage file depends on — income records, bank statements, credit histories, property papers — consistent enough for underwriting to run on.
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Get my translation quoteWhere it gets used
A loan file with a foreign chapter.
Newcomers and cross-border buyers hit the same wall: the lender’s checklist assumes domestic paperwork, and half of yours is from another country. Underwriting cannot use what it cannot read — certified translation is how the foreign chapter enters the file.
Lenders and underwriters
Income verification, asset seasoning, and credit history all reach into foreign documents for recent arrivals. Underwriters file certified translations; anything less bounces back through the loan officer.
Foreign income and assets
Employment letters, payslips, and statements from abroad establish capacity. Amounts stay in their currencies, dates exact — underwriting applies its own conversions and rules.
Credit histories from home
Some programs consider foreign credit reports and bank references where US history is thin. Translated precisely, they turn an empty credit file into a documented one.
Property and gift papers
Sale contracts from abroad, proof of funds origin, and family gift letters routinely need certified translation before compliance signs off on the money trail.
What gets translated
Everything underwriting needs to verify.
A mortgage file is a verification machine: every claim needs a document, every document needs to be legible. The foreign pieces get the same treatment as the domestic ones — exact, attributable, consistent.
Employment and income letters
Employer attestations and payslips rendered precisely — position, tenure, and pay in the original currency.
Statements and seasoning
Bank statements translated with periods and balances exact, so asset seasoning can be traced month by month.
Credit reports and references
Foreign bureau reports and bank reference letters translated with their scoring systems explained as the source defines them.
Property documents
Sale contracts, deeds, and appraisal papers from abroad translated for the money-trail and asset side of the file.
Gift letters
Family gift declarations rendered exactly — compliance reads these closely, and wording matters.
One borrower, one spelling
Your name held to a single rendering across every document, so the file reads as one person to automated checks and humans alike.
Before you order
Keeping the loan file moving.
Work from the conditions list
Lenders issue precise document conditions — translate exactly what the list names, and nothing speculative. Word-count pricing per document makes the scope visible, and late-added conditions can be translated in hours, not days.
Currencies stay foreign on paper
Underwriting converts currencies with its own rates and dates; a translation that pre-converts contaminates the calculation. Every amount in our translations stays as issued, which is exactly how compliance wants it.
The money trail needs its documents
Large deposits from abroad trigger sourcing questions. The sale contract, gift letter, or transfer record that explains the deposit is cheaper to translate up front than after underwriting flags it.
How it works
Conditions list to cleared conditions.
Photograph or scan it
Take a clear photo or scan of your mortgage documents and upload it. The word count and the exact total show before you pay — no account needed.
A specialist linguist takes it
Your file goes to a native speaker who works with this document type every week and knows its stamps, layouts, and abbreviations on sight.
Reviewed, then certified
A second linguist checks names, dates, numbers, and layout against the original. Only then is the Certificate of Accuracy signed.
Delivered as one PDF
Translation, certificate, and a copy of the source in a single file — ready to attach to your filing or forward to whoever asked for it.
Pricing is by word count, per document, starting at $24.95. Upload the lender’s list, see each document’s total, and translate exactly what the file needs — with fast turnarounds for late conditions.
Price my documentThe full directory
Everything we translate, in one place.
Every language and every document type in this family links to its own dedicated page. Priced by word count, both directions, with 24-hour options.
By language — all 67
Each with its own page for this document — into and out of English.
By document type — all 37
From civil records to business content — see the full directory.
Related services: Financial Translation·Certified Translation·USCIS Certified Translation·Document Translation
FAQ
The questions that actually come up.
The ones we hear most often, answered by our dispatch and project-management teams.
Can't find it here?
01Will US lenders accept your translations?
Yes — each document is delivered as a complete certified translation with a signed Certificate of Accuracy, the format underwriting and compliance file. If your lender has a specific certification wording, send it and we match it.
02My income is in another currency. How does that work on the translation?
It stays in that currency, exactly as your documents state it. The lender converts using their own methodology — that separation is deliberate and underwriters insist on it. What we guarantee is that the figures and pay periods they feed into the conversion are rendered without error.
03Can you translate my foreign credit report?
Yes, including the scoring scale as your bureau defines it, so the underwriter reads your 850 or your A2 in its own system rather than assuming it maps to FICO. Whether and how a program weighs foreign credit is the lender’s policy; legibility is ours.
04The lender added two conditions and closing is next week.
Late conditions are the rhythm of mortgage files, and single documents are usually back within 24 hours. Tell us the closing date and the order is scheduled against it — rush lanes exist for exactly this.
05How is the price calculated?
By word count, itemized per document — starting at $24.95. Payslips and letters sit near the starting price; statements and contracts price by their length. The full total shows before you pay.
06Is my financial file kept confidential?
Yes — encrypted handling end to end, access limited to the assigned linguists, and deletion on request after closing.
Start a project
Your foreign paperwork, underwriter-ready.
Upload the documents on your conditions list and see per-document pricing and delivery times before you pay — certified, consistent, and fast enough for closing week.